This schedule might not be what you expect. It's not a routine or a way to spend your time. Instead, it's a way to protect your valuables. Your home or renters policy has limits on how much your items such as jewelry, firearms, fine art, silverware, camera equipment, and more will be covered for in the event of certain claims. Scheduled personal property is a way to make sure these items are protected.
For example, on a standard home policy, the limitation for theft of jewelry is $1,000 per item stolen with a cap of $5,000 per claim. In other words, if someone stole a $3,000 ring from you, you would only receive $1,000.
Not only that, but scheduling your item on the policy adds additional coverage that you did not have before. It can offer coverage for lost items or mysterious disappearances or even help replace a stone in a piece of jewelry if a stone is lost.
If you have any high value items that you are worried about, it might be a good time to look at getting these items scheduled onto your policy.
Give our office a call at (602)337-2723 or click the button below and we would be happy to help you with a quote and make sure all of your valuables are fully protected!